Excess Liability

Excess liability protection (umbrella coverage) is an optional coverage that extends the limits provided in your primary general liability coverages.

Subject to coverage limitations, the excess liability protection extends the limits and coverages of each of the policies below:

General liability policy—$1 million per occurrence/$3 million aggregate bodily injury and property damage limits required.

Vehicle liability policy—$1 million combined bodily injury and property damage limits per accident required.

Employers’ liability policy—$100,000 bodily injury by accident, $100,000 bodily injury by disease, and $500,000 bodily injury by disease limits required.

A commitment to meeting the needs of others with compassion is the call of every ministry. It’s the passion that drives everything you do, and we understand why, because it’s a passion we share. For us, protecting your ministry is more than a job—it’s a commitment.